Fintech and cryptocurrency

Our market-leading financial services regulatory team provides strategic, practical advice to technology companies, broker-dealers, investment and private banks, asset managers, private equity funds, crypto asset issuers and custodians on complex regulatory challenges, including:

• Regulatory perimeter advice: FCA and PRA authorisation, licensing and permission requirements in the areas of payments services (PSRs 2017), e-money issuances (EMRs), consumer lending, asset management (AIFMD, AIFMRs and collective investment scheme rules, authorisations and approvals, promotion and marketing of financial products in the UK/EU, conduct of business requirements and regulatory change projects).
• Advising on the FCA registration regime for certain types of crypto asset businesses.
• Counselling on the regulatory requirements around systems and controls, market abuse, conduct of business and regulatory change management, including MiFID II, MAR and Senior Managers & Certification Regime.
• Providing high-level counsel on the EU financial services regulatory regime, including PSD2, MLD5, MiFID II, working with an extensive network of local counsel in the EU member states focussing on financial services regulatory matters.
• Advising clients on new regulatory initiatives, including the regulation of BNPL (Buy-Now-Pay-Later), the new UK Financial Services and Markets Act 2023 and the EU and UK crypto regulation, including the new extensive overhaul of the regulatory framework for crypto assets under the Market in Crypto Assets Regulation (MiCAR).

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