Fintech and cryptocurrency

Our market-leading financial services regulatory team provides strategic, practical advice to technology companies, broker-dealers, investment and private banks, asset managers, private equity funds, crypto-asset issuers, and custodians on complex regulatory challenges.

How we help clients

• Advising on regulatory perimeter issues, such as Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) authorisation, licensing and permission requirements in the areas of payments services (PSRs 2017), Electronic Money Regulations (EMRs) issuances, consumer lending, asset management (AIFMD, AIFMRs and collective investment scheme rules, authorisations and approvals), promotion and marketing of financial products in the UK and EU, conduct of business requirements, and regulatory change projects.
• Providing guidance on the FCA registration regime for certain types of crypto-asset businesses.
• Explaining regulatory requirements around systems and controls, market abuse, conduct of business, and regulatory change management, including MiFID II, MAR, and the Senior Managers and Certification Regime.
• Demystifying the EU financial services regulatory regime – including PSD2, MLD5 and MiFID II – by working with an extensive network of local counsel in the EU member states focussing on financial services regulatory matters.
• Guiding on new regulatory initiatives, such as the regulation of buy now, pay later (BNPL) products, the UK Financial Services and Markets Act 2023, and EU and UK crypto regulation, including the extensive overhaul of the regulatory framework for crypto-assets under the EU Market in Crypto-Assets Regulation (MiCAR).

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